Latest Articles
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CFPB settles with AAG on “misleading” estimates of the house
The Consumer Financial Protection Bureau (CFPB) today settled a lawsuit against the nation’s largest reverse mortgage lender for allegedly sending consumers reviews of swollen ... -
Tyson Fury’s net worth and earnings vs. Deontay Wilder so far
Tyson Fury and Deontay Wilder will renew their rivalry in tonight’s ‘Once and For All’ trilogy fight, which will culminate in one of the ... -
Kids Can Now Add Parents To Their California Insurance Plan
California was the first state to have certain adult children add their parents as dependents to their insurance plans, a move made by a ... -
Crazy deal swept away mountains while filling a chasm – Press Telegram
When you shop as much as I do, you see bullshit. Today I thought it would be fun to share one of these offers ... -
‘Squid Game’ entertains the world. But there is a different feeling in South Korea
HONG KONG – Why do South Koreans watch “Squid Gameâ€? Because everyone is. The nine-episode horror series on Netflix reached No.1 in 90 streaming ... -
Rescue mission in the event of an oil spill. The administrators of PGUSD resort to pettiness. An art exhibition takes memory. | Monterey County NOW Introduction
What it was like scouring the southern California coast for wildlife affected by the oil spill. Good afternoon. Christopher Neely here, looking forward to ... -
Reverse Mortgage Co. to Pay $ 1.3 Million in CFPB Settlement
By Katryna Perera (October 8, 2021, 7:55 p.m. EDT) – National reverse mortgage lender American Advisors Group has agreed to pay nearly $ 1.3 ... -
Tesla Insurance Expands to Texas Next Week
After a long wait, Tesla Insurance is finally expanding outside of California, starting with Texas next week. The automaker aims to expand “ambitiously†to ... -
Tesla repays $ 1.4 billion loan in China ahead of schedule, US headquarters to move to Austin
Twitter user “JPR007â€Tweeted on October 4 that Tesla had fully repaid its loan in China. The user pointed out that Tesla’s balance sheet in ... -
Janet Yellen says she supports the elimination of the debt limit.
Treasury Secretary Janet L. Yellen said Thursday that the legal debt limit should be lifted, arguing that the borrowing limit is “destructive” and poses ... -
Who is against the USPS bank? – Quartz
As the United States Post Office continues to be plagued by shipping delays and rising prices, agency officials are looking for ways to increase ... -
Tunnel to Towers Foundation to pay off mortgages for 9/11 first responders
The Tunnel to Towers Foundation will pay off mortgages for the families of 50 deceased first responders and military personnel, including 20 in New ... -
Why Tesla could face a tough road if it tries to reduce the $ 137 million racial bias verdict
Tesla Inc. will likely seek to reduce a $ 137 million jury prize for a black worker who accused the automaker of racial discrimination, ... -
Why ESG is at the heart of ASX-listed e-commerce and the BNPL Zebit platform
Zebit is working to restructure the financial system of millions of Americans with bad credit to make sure they don’t go into more debt ... -
California restaurant insurer hung over $ 960,000 injury verdict
By Angela Childers (October 6, 2021, 7:25 p.m. EDT) – Insurer to pay nearly $ 1 million in damages to guest who injured his ... -
Confusion of Deportations, Again: End of US Ban Does Not Spike | California News
By ANITA SNOW, Associated Press TUCSON, Ariz. (AP) – Chandra Dobbs was stunned when the police officer came to her door with a large ... -
Snapchat revamps creator payouts by offering a chance to win prizes with Spotlight Challenges – TechCrunch
Today’s cliché as competition for designer talent intensifies Introduced A set of new tools, programs and features that allow the creators of the platform ... -
Upstart Launches First Automotive Retail Software With AI-Based Funding
SAN MATEO, Calif .– (COMMERCIAL THREAD) – Upstart (NASDAQ: UPST), a leading artificial intelligence (AI) lending platform, today announced the launch of Upstart Auto ... -
Gavin Newsom is too rich and chic for average Californians
Governor Gavin Newsom with First Partner Jennifer Siebel Newsom laughs with George Lopez on the red carpet at the 13th Annual California Hall of ... -
COMMENTARY: Why the Federal Poverty Line Does Not Begin to Tell the Story of Poverty in the United States | Opinion
Still, Chase doesn’t consider himself poor. Perhaps more importantly, neither does the government. In 2020, it was well above the federal poverty line for ... -
California winery sues excess insurer over denied $ 2 million claim
According to Fairwinds, he was covered by two policies at the time of the Sept. 27, 2020 wildfire. The first was an $ 8.2 ... -
I need a new car. What’s the best way to pay?
Q. I need a new car and it will cost around $ 32,000. I have $ 25,000 in cash. Should I use the money ... -
California passes Public Banking Act, can create toll-free bank accounts and debit services
Governor of California Gavin Newsom signed on California Bank Act place. The legislation establishes the BankCal program (BankCal) to provide Californians with free and ... -
Asleep at the wheel back for the 50th anniversary concert | Local News
CUMBERLAND, Maryland – Asleep at the Wheel, the Grammy-winning western swing group that made their Cumberland debut, will return to the city as part ... -
Tom York on business: tenants overtake landlords in 3 San Diego suburbs
Vista Sunset Cliffs Apartments. Photo courtesy of Cushman & Wakefield House rental site RentCafé Released the results of a survey of 50 suburban areas ... -
Governor Newsom signs law to protect elderly Californians
Posted: 04 Oct 2021 SACRAMENTO – Governor Gavin Newsom today signed legislation increasing the transparency of the finances of skilled nursing homes, providing better ... -
Chronicle of Céline-Marie Pascale: The statistic that does not begin to tell the story of poverty | Chroniclers
In 2019, 53 million Americans, or 44% of the country’s workers aged 18 to 64, worked in low-wage jobs that paid a median annual ... -
Sponsored: Colorado Springs Mortgage Specialist Offers Program to Help Seniors Improve Cash Flow | Daily News
With 17 years of real estate experience, Colorado Springs Mortgage Specialist Kevin Guttman is committed to serving the needs of the senior community. He ... -
IATSE strike likely to inspire more strikes – 2,000 Buffalo nurses strike
People, Greetings from the Burgh, where we are furiously raising funds so that we can fly to LA and Georgia to cover the IATSE ... -
New York Real Estate Board Selects CoreLogic Property Data Marketplace (Trestle) As Backend Data Distribution Platform for Residential Listing System | Business
IRVINE, Calif .– (BUSINESS WIRE) – October 4, 2021– CoreLogic, one of the world’s leading providers of real estate data and analytics-based solutions, today ... -
End of free health insurance could push workers to seek jobs, experts say
End of Medicare benefits could prompt Americans to return to work Free insurance for millions of Americans ran out recently, and some work experts ... -
Macedo wins National Open in Williams Grove and pockets $ 75,000 | Sports
Carson Macedo won the highest paying race of his career on Saturday night when he won the 59th edition of the Champion Racing Oil ... -
Fourth direct update of the stimulus control: expense invoice, social security benefits, child tax credit …
Biden says he will ‘work like hell’ to pass the bills US President Joe Biden said on Saturday he was going to “work like ... -
Just to watch the driving and sell insurance by the mile
How would you drive if your auto insurance expert was in your passenger’s shoes? This question is the premise behind Just Auto Insurance, a ... -
Reign To Close For One Year – FOX 2
FOX Files: Lawyer calls Missouri governor’s fight over publication of files “unprecedented” Local News / 11 hours ago Video FOX Files: Woman who saw ... -
Beating back better: this is what crisis governance looks like
By CALVIN WOODWARDAssociated press WASHINGTON (AP) – Washington’s tumultuous week of walking, chewing gum, juggling balls and spinning plates all at the same time ... -
Federal Poverty Line Doesn’t Begin to Tell the Story of Poverty in the United States | Editorial
Country united states of americaUS Virgin IslandsMinor Outlying Islands of the United StatesCanadaMexico, United Mexican StatesBahamas, Commonwealth ofCuba, Republic ofDominican RepublicHaiti, Republic ofJamaicaAfghanistanAlbania, People’s ... -
Alignment Health Plan to launch new PPO, C-SNP and D-SNP
ORANGE, Calif., October 02, 2021 (GLOBE NEWSWIRE) – Alignment Health Plan, a Medicare Advantage plan from Alignment Healthcare, will offer expanded product options to ... -
Identity thief arrested after buying car on behalf of someone else: PD
SONOMA COUNTY, CA – Santa Rosa man accused of using someone else’s identity to purchase a car from a local dealership, and detectives believe ... -
Health insurance still available for Californians who lost COBRA benefits
COBRA healthcare benefits expire for millions As of midnight Thursday night, up to 16 million people lost their employer-sponsored COBRA health insurance, which the ... -
Former Santa Rosa inmate arrested for dozens of burglaries and identity theft statewide – CBS San Francisco
SANTA ROSA (CBS SF) – A criminal convicted on probation for burglary, forgery and identity theft was arrested this week in Santa Rosa on ... -
The moratorium on evictions in California has just ended. The Bay Area is not ready
The devastating economic impacts of the pandemic are far from over, especially for low-wage workers who have been hit hardest by job losses, but ... -
State thwarts approach to rent relief – Pasadena Star News
California’s eviction ban ended on Thursday, allowing landlords to begin legal proceedings to evict non-paying tenants. It’s time for state officials to allow the ... -
Binge eating soars to new heights as companies rush to raise funds
Capital markets are hotter than ever. Decades before companies around the world provided investors with trillions of dollars in debt and stocks this year ... -
Asian stocks skid after S&P 500 posts first monthly decline of 21 – San Bernardino Sun
By ELAINE KURTENBACH The Asian market fell on Friday after the worst monthly loss on Wall Street since the start of the pandemic. Tokyo ... -
Scarlett Johansson, case against Disney settled for “Black Widow” – The Hollywood Reporter
Scarlett Johansson and Disney settle a breach of contract lawsuit over the star Black Widow payday, Hollywood journalist has learned. Terms of the contract ... -
GM Cruise and Alphabet’s Waymo Obtain Autonomous Licenses to Drive California Passengers
On Thursday, the autonomous car subsidiaries Cruise of General Motors Co and Waymo of Alphabet Inc became the first companies to receive autonomous vehicle ... -
Can Loan Control Solve the Unaffordable Housing Problem?
October 2, 2021 NOT.OUSE Award In a rich world, it grows at the fastest rate in 30 years. According to figures released on September ... -
Gavin Newsom signs bills to fight homelessness in California
Hello and welcome to the AM alert! RESPONSIBILITY FOR HOMELESSNESS PROGRAMS? Via Lara Korte … Govt. Gavin Newsom signed three bills on Wednesday in ... -
Hidden Costs Of Credit Score Applications Credit Karma, Credit Sésame
Consumers must agree to all of the above just so they can see their credit score. But there is even a problem with that. ... -
Children at risk, parents in the dark – CBS Sacramento
SACRAMENTO (CBS13) – Cybercriminals are targeting schools at an alarming rate and exposing children to identity theft – and their parents may never know. ... -
Compass Mortgage Announces “Get Committed Plus Program”
Warrenville, September 29, 2021 (GLOBE NEWSWIRE) – Illinois-based mortgage company Compass Mortgage, headquartered at 27755 Diehl Rd, Suite 100, Warrenville, IL 60555, is launching ... -
Financial Literacy: Lack of Money Management Education in High Schools
Tim Ranzetta’s financial education started when he was in elementary school, but it didn’t happen in any classroom. Instead, he learned about money on ... -
Tired workers threaten Hollywood’s biggest shutdown since WWII: “People are tired.”
Donna Young of the IATSE Local 700 Motion Picture Editors Guild writes a fair wages for all message on a union members car during ... -
Over 80% of seniors have no plans to sell their home, according to AAG survey
“Our studies have shown that the elderly in this country have a strong attachment to their home and the pandemic has only strengthened that ... -
Beware of known unknowns when finance meets AI
Collingridge’s Dilemma resembles the mysterious title of Sherlock Holmes. In fact, this is one of the best explanations for the difficulty of controlling high ... -
J. Morey Company to Merge with California Employee Benefits Agency
The J. Morey Company, Inc. Insurance Agents & Brokers, a California-based property and casualty brokerage firm, merged with Alliance 360 ​​° Insurance Solutions, based ... -
Court punishes finance company and owner
Mahmood “Mike” Nasiry, a veteran of the lending industry, decided that women could not be relied on to repay their loans. So when he ... -
As California deportation ban ends, some protections remain – NBC Bay Area
With a statewide moratorium on evictions ending Friday, California officials are rushing to make sure tenants with unpaid rent know they can still stay ... -
Federal Court Says Oakland Cannot Prosecute Wells Fargo Over Discriminatory Lending Practices
A federal appeals court on Tuesday dismissed Oakland’s long-standing lawsuit against Wells Fargo Bank over its lending practices to minority homebuyers, saying the city ... -
Yellen warns Congress debt limit must be increased by October 18
Treasury Secretary Janet L. Yellen on Tuesday warned lawmakers of the “catastrophic” consequences if Congress fails to quickly raise or suspend the legal debt ... -
Even Launches New Employer-Sponsored Financial Benefits Platform
OAKLAND, California, September 28, 2021 / PRNewswire / – Same, a leading financial benefits platform designed to provide financial resilience and control for U.S. ... -
CFPB hires software vendor to assist with illegal fee collection
United States: CFPB accuses software vendor of helping collect illegal fees September 28, 2021 Cadwalader, Wickersham & Taft LLP To print this article, simply ... -
EPA urged by 21 states to toughen vehicle emissions rules
A group of 21 attorneys general from the states, the District of Columbia and several major U.S. cities urged the Biden administration to finalize ... -
Tyron Woodley pays and gets “I love Jake Paul” tattoo on middle finger
Tyron Woodley had an “I love Jake Paul” tattoo on his left middle finger, as part of the bet he and Paul agreed to ... -
Free health insurance for the unemployed ends. What to do now
Tang Ming Tung Images | Digital vision | Getty Images The federal government’s six-month health insurance subsidy for unemployed workers through the Consolidated Omnibus ... -
Illinois Lags in Home Equity Gains | Illinois
(The Center Square) – Homeowners in Illinois don’t enjoy the same home equity gains as they do in the rest of the country. CoreLogic, ... -
Friction to $ 4 million | Credit union hours
Source: Shutterstock After nearly 25 years working for credit unions, I recently took a break from the professional world. Rather than catching up on ... -
CMR California Creates New Management Team; IC International appoints Shigemura Executive Vice President
CMR Risk and Insurance Services Inc. of San Diego, California, has announced the creation of a new management team. The team was assembled by ... -
Indonesian tech startups drop deal plans with US Spac in favor of local approach
With the successful nationwide listing of Indonesian e-commerce group Bukalapak, other domestic start-ups abandoned plans to offer shares overseas, preferred to go and informed ... -
Parkinson’s disease diagnosis and COVID-19 prompt Spokane couple to hike the Pacific Crest Trail | Wild montana
Barry and Jenny Brown pictured here crossing the Kearsarge Pass, a day’s PCT walk to collect supplies their daughter sent them in Independence, Calif. ... -
California to ban state sponsored travel to Ohio due to recent law allowing medical providers to deny care to LGBTQ people in Ohio
CLEVELAND, Ohio – Starting this week, California will limit state-funded travel to Ohio due to the Ohio biennial budget provision passed July 1 that ... -
California home prices break records again
CALIFORNIA – The Golden State housing market is still on an upward trajectory, quickly outpacing the prices of middle-class and low-income residents. In August, ... -
Volkanovski vs. Ortega: UFC 266 | Live stream, TV, start time, PPV price, full list of fights, betting odds, how to watch MMA 2021
It’s a card full of championship fights on Saturday night as fans prepare for UFC 266 at T-Mobile Arena in Las Vegas, Nevada. Saturday ... -
California FAIR Plan Insurance Ordered To Offer More Coverage
Insurance Commissioner Ricard Lara speaks in Sonora Sonora, California – The state’s “insurer of last resort” has been ordered by California Insurance Commissioner Ricardo ... -
[COLUMN] Seniors Scammed With $ 100,000 Debt Need Chapter 7 Relief –
SENIOR no. 1 and senior no. 2 are in the same boat. They each have car repossession deficiencies of over $ 100,000 and business ... -
Insurance Commissioner Ricardo Lara orders FAIR plan to offer California homeowners increased coverage options
2021 California Monument Fire – Engine crew battles the flamesCredit: USFS Insurance Department has fought insurance companies in court to assert Commissioner’s authority to ... -
Philadelphia 76ers rumored to be close to trade with Ben Simmons with shocking sleeper squad in play
With the opening of training camp on September 28, time is running out for the Philadelphia 76ers to resolve issues with hapless star Ben ... -
CFPB fined $ 20 million against mortgage lender’s director
By Sarah Jarvis (September 24, 2021, 6:34 p.m. EDT) – A California federal judge ordered an executive of mortgage lender Monster Loans to pay ... -
Seattle Carpenters Union tries to stop wildcat strikes – Minor league players reprimanded
Greetings from the Burgh, where autumn is slowly beginning to set in. Only $ 58 left halfway to replace expired $ 10,000 strike follow-up ... -
California Independent Medical Exam Volume Decreased Through H1 2021
The number of independent medical examinations used to resolve medical disputes for California workers hit an all-time high in the first half of 2021, ... -
Nick Diaz returns to UFC 266 still angry and in conflict |
LAS VEGAS (AP) – Nick Diaz is a 38-year-old mixed martial artist who hasn’t competed for almost seven years and hasn’t won a fight ... -
Nick Diaz returns to UFC 266, still angry and in conflict
LAS VEGAS (AP) – Nick Diaz is a 38-year-old mixed martial artist who hasn’t competed for almost seven years and hasn’t won a fight ... -
The fix is available for experienced fins – NMP
The past few years have been particularly difficult for fix-and-flip investors, with rapid price appreciation and slow recovery in stocks. Although the rate of ... -
Pembrook Provides $ 15.35 Million First Mortgage to Acquire and Renovate Parkwood Apartments in Los Angeles County
LANCASTER, California, September 24, 2021 / PRNewswire / – Pembrook Capital Management LLC (“Pembrook”), one of the nation’s leading affordable housing bridge lenders, provided ... -
The federal poverty line does not tell the story of poverty in the United States
Recently released Census Bureau data shows that more than 37 million people in America were living at or below the federal poverty line in ... -
Former SUNY student pleads guilty to unemployment insurance fraud | USAO-NDNY
BINGHAMTON, NEW YORK – Makahi Daevon Bryant, 20, of Brooklyn, New York, pleaded guilty today to fraudulently obtaining more than $ 13,000 in unemployment ... -
Kamaru Usman Answers Nick Diaz’s Call
Kamaru Usman responded to Nick Diaz saying he should fight the welterweight champion and not Robbie Lawler at UFC 266. Diaz is making his ... -
Attys wants $ 23 million in fees for Wells Fargo auto loan charges lawsuit
By Katryna Perera (September 23, 2021, 6:51 p.m. EDT) – Lawyers representing a class of Wells Fargo clients who sued certain auto loan charges ... -
Michigan drivers overcharged $ 1 billion in auto premiums during pandemic, study finds
(WXYZ) – Michigan drivers were overcharged by more than $ 1 billion in auto premiums in 2020, according to a study by a national ... -
The richest judge in Dancing with the stars might surprise you
Bruno Tonioli has worked in Hollywood for decades, choreographing for films such as “Ella Enchanted”, music videos like “Give in to Me” by Michael ... -
Insurance Commissioners’ Race Must Focus on Homeowners Crisis
The 2022 election kicks off early in California. North Bay Assembly Member Marc Levine announced his candidacy for the post of state insurance commissioner ... -
How a Federal Debt Default Could Affect You
WASHINGTON, DC (CNN) – This week there is a showdown in Washington with a potential direct impact on your results. Democrats pushing to raise ... -
City says website does not tread carefully in reporting rude driver
The city of Rancho Cordova, Calif., Says insurance buying website Insurify did not verify the validity of its data when it identified the small ... -
Billionaire investor John Paulson hiked his iconic bet against the real estate bubble in a recent interview. Here are the 11 best quotes.
Jean Paulson. Spencer Platt / Getty John Paulson explained his iconic bet against the US housing bubble in a recent podcast. The billionaire investor ... -
Illinois Mortgage Company Now Licensed In Four More States
/ EIN News / – Warrenville, Sept. 21, 2021 (GLOBE NEWSWIRE) – Compass Mortgage is now licensed in the states of Virginia, Washington, North ... -
How Peter Lee made Covered California a success in healthcare
You could say that service in the name of public health was etched in the bones of Peter V. Lee. Her father, also Peter ... -
Biden begins to set rules on OSHA heat standard, but it could take 10 years – Salary report
Yesterday, the White House announced that it would begin OSHA’s rule-making process on a federal workplace standard that would require employers to protect workers ... -
The Change Company Sponsors New Brookings Report on Solutions to Racial Disparities in Homeownership | Business
IRVINE, Calif .– (BUSINESS WIRE) – Sep 21, 2021– The Change Company, the United States’ community development finance institution (CDFI), today announced the release ... -
China’s real estate slowdown cools the economy
Just a few weeks ago, sales of three real estate projects in Jinan, eastern China, skyrocketed. But in September, one of the busiest months ... -
325,000 residents close to recent wildfires will not lose insurance – CBS San Francisco
SACRAMENTO (AP) – Homeowners and renters in 22 counties in northern California are guaranteed not to lose their home insurance policies in the next ... -
Greta Thunberg urges fellow youth activists to join global climate strike
Days before what they call a “global climate strike”, prominent youth activists including Greta Thunberg urged young people to join them on Friday in ... -
Huge bet with big payouts needs Lions to win
Most sports bettors realize that parlay betting is not the smartest way to do business. However, many continue to bet them because of the ... -
Mortgage Business Ownership in California: Shareholder Approval?
Related practices and jurisdictions Monday, September 20, 2021 California requires the approval of the outstanding shares of a California company and its board of ... -
Local leadership must be at the forefront of the fight against the climate
The stakes in the reconciliation package could not be higher. To reach our climate goals and avoid the worst impacts of climate change, we ... -
What Biden’s COVID Vaccine Mandate Means for CA Workers
More COVID vaccine warrants are on their way to California. President Joe Biden presented his plan last week to get more Americans vaccinated by ... -
Pell Grant students are doing all they can; they deserve our support.
Shawn Brick September 20, 2021 Rakia White is the first in her family to attend college. She began her university career at a community ... -
Pell Grant students are doing all they can. They deserve our support.
Shawn Brick September 20, 2021 Rakia White is the first in her family to attend college. She began her university career at a community ... -
Toronto Maple Leafs 2021-22 season preview: all or nothing?
Ah, Toronto Maple Leafs.. A living embodiment of Sisyphus rolling rocks on a hill. Or Charlie Brown is about to start football. Even though ... -
California adopts $ 20 million ‘controlled burn’ insurance backstop
After fire professionals were excluded or excluded from the private insurance market, California adopted a multi-million dollar safety net for municipalities and public entities ... -
People in these states have the most difficulty paying their rent
Housing prices are on the rise across the country, from buying prices for homes to rental prices for apartments. Unfortunately, with inflation also at ... -
Carson Macedo wins $ 21,000 storybook to be won at Tom Tarlton Classic
Carson Macedo – Trent Gower photo FAMILY TRADITION: Carson Macedo takes home victory in Tom Tarlton Classic Macedo Banks $ 21,000 in race in ... -
Cooling overheated California real estate market – Pasadena Star News
House prices are skyrocketing, making them beyond the reach of young working families. It’s not hard to see why. Private equity funds have poured ... -
Elon Musk says Tesla FSD beta may trick users into believing their cars are driverless
Electric vehicle maker Tesla set to expand its controversial FSD Beta program with a long-awaited download button that would allow customers to get new, ... -
LuLaRoe cost some women their homes, their cars, their savings, their marriage
In 2015, Roberta Blevins was a busy hairdresser, traveling between San Diego and Los Angeles for work – and struggling to balance her career ... -
How Regulation Could Change Payday Loan Interest In 2021
What could change with the 2021 US online payment policy If you are in need of credit, it is easy to fall victim to ... -
Fourth Live Update from Stimulus Control: Child Tax Credit Extension to 2025, New Payment in California, Unemployment Benefits …
Securities – AOC announces efforts to expand federal unemployment benefits until February 2022. (Full story) – New projections on Social Security Cost of living ... -
Trump is the former president who continues to give | Opinion
Gene Lyons Let it be recorded that on the 20th anniversary of September 11, future life president Donald Trump skipped the solemn memorial services ... -
Cheapest two-year fixed rate mortgage in UK launched
Competition in the UK mortgage market Co-operative banks increased their speed on Friday by launching a record two-year fixed-rate transaction at an interest rate ... -
Gene Lyons: For Democrats, Trump The Continuing Gift |
Let it be recorded that on the 20th anniversary of September 11, future life president Donald Trump skipped the solemn memorial services held in ...