Women 35 and older tend to pay more for their auto insurance, especially in Florida and Alaska, according to an insurance company study.

Young men generally pay much more than young women for auto insurance. But at 35, women pay significantly higher premiums – an average of $ 370 a year in Florida – than men of the same age, with the same driving history and with the same vehicle, according to the QuoteWizard report.

Drivers in Alaska saw the biggest gender difference, around $ 378 per year, said QuoteWizard, an app and website owned by LendingTree that allows users to compare insurance prices for a range of products. Arkansas showed the smallest difference, just $ 1.

The study looked at thousands of full coverage auto insurance quotes in random zip codes across the country for 18 and 35 year old drivers with excellent credit and no accidents. The vehicle used for the comparison was a 2012 Honda Accord LX with 16,000 miles, the report noted.

A Florida TV station, NBC2 in Fort Myers, made its own comparison and found that a popular Florida auto insurance company showed an annual difference of $ 194 between a 30-year-old woman and a 30-year-old man. .

“Why do women see higher rates than men when they are older? There is currently no clear answer, ”the QuoteWizard report said. A 2017 report from the Consumer Federation of America found no clear risk factors in women’s driving history that would explain the differences, the report noted.

Recognizing the discrepancies, some states have banned insurers in recent years from using gender as a factor when setting premiums. These states include California, Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania.

There was a little consolation for the drivers. The QuoteWizard report found that after an accident, ticket or driving offense under the influence premiums go up, but women often pay a little less than men.

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